How can I help you buy a home?

As your agent I can make the process of buying a home easier, more enjoyable, less time-consuming, and less expensive than it would be if you performed it alone. You will be prepared so that sellers perceive you as a preferred buyer. It is my pleasure to help you locate and assess properties for sale that match your specifications. I will help you through the many details.
We will work closely together to find just the right property. The crucial first step is an interview (either by phone or in my office) to determine the kind of home you want and need. We will determine what location(s) you are interested in, what style of home you want, and how much you are willing to invest in your purchase. Taking a few minutes to evaluate where you are and where you want to be will help us to develop a game plan that saves you time and money. Together, we will analyze your resources, and prepare you to buy. We will meet with a loan consultant to determine exactly what price range works best with your goals and objectives. I highly recommend obtaining a certificate of pre-qualification for a mortgage loan at this early stage; it will help you focus on homes in an appropriate price range, and will strengthen your bargaining position once you locate the home you wish to buy. When your offer to a seller includes a letter from your lender indicating that you are ready to qualify for a loan, the seller will take you more seriously, and the sale will proceed much more rapidly.
Together, we will find the right homes for you to view. By orienting you to Raleigh, Cary and the surrounding area, I will help you become familiar with the Triangle marketplace. I will make available to you all the details about all the homes (both new & existing) that meet your specifications. By providing the information about neighborhoods, schools, shopping, churches, taxes, utility costs, zoning, transportation, parks and recreation facilities the decision will be easy for you.
Finally, you will select a home. So that you will have all the information, I will analyze the market for you. We will review recent comparable sales so you will be an informed buyer at the time you make your offer. I will prepare your written offer and negotiate on your behalf. I will help you complete your financing and inspections, and close on the transaction.
Buyer Agency I offer a Buyer Agency, which is an arrangement where I actively look out for your best interests, but get paid by the seller. This relatively new situation in Real Estate eliminates that age-old question: "Just who is my agent representing-me, or the seller?" My first priority in my relationship with you, the buyer, is that your home buying experience is pleasant, cost-efficient, and successful.

For more information regarding "Working with Real Estate Agents", please visit http://www.ncrec.state.nc.us/publications-bulletins/WorkingWith.html

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SERVICES PROVIDED TO THE BUYER:

• Help determine the most economical type of financing for the buyers particular situation.
• Qualify the buyer for Conventional, FHA, VA and other special financing to determine the maximum mortgage a lender will allow the buyer to handle and find the payment the buyer will be comfortable with. Thus, you are able to find the best home in the shortest time.
• Determine the needs and preferences of the buyer by conversations and actual showings.
• Locate homes available in the style, price and location, for the buyers to preview, through the use of the Multiple Listing Service, my current listings and networking with agents from other companies.
• Assist the buyer in making a decision and prepare the contract offer to be presented to the seller.
• Help the buyer and the seller come to terms that satisfy both of you. Fairly negotiate the differences you and the seller have about your offer by presenting an objective, third party viewpoint.
• Keep up-to-date with the best financing available.
• Help you arrange financing specifically tailored to your needs.
• Handle any and all complications that occur throughout the buying process…from before the contract to after the closing; thus, eliminating possible barriers for you.
• Help you and the seller arrange the closing and help synchronize buyer/seller transactions.
• Check back with you periodically to make sure you're satisfied with your new home.
• Work full-time, ALL THE TIME, to find the home of your expectations.

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The Financial Assistant

Here are some great tools that will help you answer the many questions that come up regarding the best financial arrangements for your new home. Find out how much home you can buy and figure your monthly payment:

How Much Can I Afford?

What's My Monthly Payment?

Credit scores and Loans
All you need to know about credit scores
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Know your credit score and how to improve it!

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